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This document governs the use of the site and the resources connected to it, including social media (hereinafter the "Site"). Paragraphs A and B specify the ownership of the Site, the coordinates for communications and describe the mechanism of acceptance and revision of this document. The conditions for accessing and using the Site and its functions are described in paragraph C. Finally, paragraph D regulates the material law applicable to the legal relationship between the parties and establishes the competent court in the event of a dispute related to this relationship. The policy on the processing of personal data and cookies relating to the Site, with consequent information to the user, is described in a separate document, accessible at this link. The same is understood here fully reproduced and integrated.  



The Site is owned by SA, via alla Monda 1, CH-6528 Camorino. All communications must be in writing and will be considered validly and effectively carried out upon receipt of the same, if made by ordinary mail, respectively at the time of sending the reading confirmation, if made by e-mail.


CONTACTS: SA, via alla Monda 1, CH-6528 Camorino, _cc781905-5cde-3194-bb3b-136bad



By using the Site, the user accepts the terms and conditions in force at the time of access. The current version can be viewed by clicking on the appropriate link at the bottom of the Site. It is the user's responsibility to carefully check the status of the terms and conditions before accessing the Site, as the right of the owner to update this document is reserved. at any time and at its discretion, in particular according to the evolution of the applicable law, the functionalities, as well as the services and products made available to the user.  



Services performed free of charge and purely for information purposes The Site makes general information available to visitors free of charge, in particular on the profile and activities of the Site Owner, news regarding insurance, as well as in relation to the services offered to customers. Regarding the newsletter, SA will provide Users with the service until the recipient's consent is revoked. The owner of the site reserves the right to suspend, modify or interrupt, at any time, without notice and on a discretionary basis, the availability of information and online services, including the newsletter. The information published on the Site and / or through the connected resources (for example: newsletters, social media, links to third party sites, etc.), in particular of an insurance nature, are intended to be provided without a guarantee of completeness and / or accuracy for use. purely indicative and therefore not binding. This information cannot in any way replace the advice of a specialist.  



The owner of the site holds the full and exclusive intellectual property on the site and related resources, its graphics, its databases and its contents, as well as on signs and designations protected by law, as well as registered trademarks (if indicated) and not. Any use by third parties not supported by a legal or contractual use license, in the latter case in written form, is unlawful and liable to civil and criminal prosecution. The owner of the site authorizes, reserving the right of revocation at any time, the hypertext links directed to the home page of the site, provided that such links are in no way harmful to the image of the site and / or the owner of the site and / or its bodies, managers and employees. Hypertext links to the internal pages of the Site and the partial or complete incorporation of the contents of the Site into other sites or online and / or offline resources is prohibited.  



The Site integrates links to sites, resources and online services external to its domain, for example to acquire data in real time and show information (for example, news and videos). The Site has no control over these sites and resources, in particular from the point of view of safety, the quality of the information received and the protection of data, so we decline all responsibility for any malfunctions, unavailability, damage or loss deriving from the use of / from the reliance on any content, good and / or service from third party sources or available on sites and resources outside the domain of the site itself.  



The User undertakes to use the Site (and related resources: e-mail, telephone, social media, newsletter, etc.) in a lawful manner, respectful of the rights of SA and of third parties and in compliance with this document. In particular, the user undertakes to: refrain from the dissemination and distribution to third parties of the contents of the Site or of any material transmitted by (including: e-mail correspondence, contractual forms, opinions and recommendations) without prior written authorization from the owner of the site; communicate personal data through the IT platform only with the prior and express consent of the persons concerned, after having fully informed them about the processing of related personal data; communicate up-to-date and truthful data and information; not transmit any content that is unlawful, harassing, offensive, discriminatory, threatening, harmful, vulgar or otherwise inappropriate; not to use the Site (and related resources) and the information contained therein to carry out illegal, fraudulent or harmful acts of third parties' rights, including copyright and personality rights; make sure that the computer devices used are protected (for example by antivirus and firewall) and free from malicious elements (such as malware, viruses, trojans); not to use means of any kind, including software, to interfere or groped to interfere with the activity of the Site or to hinder the usability of the services by the  The user undertakes to maintain harmless and indemnified The owner of the site and / or its organs, managers and employees from any damage and / or prejudice and / or loss of earnings, be it economic or moral, deriving from illicit use and / or not in compliance with these directives of the site and related information and resources.  



The owner of the site reserves the right, at its sole discretion, to restrict users, partially or completely, access and / or use of the site and the information and resources connected to it, in particular when there are indications of potential activities or conduct that do not comply with this document.  



Any liability of the owner of the site is excluded in the event of malfunction or unavailability of the site and related resources due to external events (for example: interruptions in the internet network, malfunctions of the user's devices, computer attacks, blackouts, etc.) or in the context of ordinary or extraordinary maintenance of the Site. In case of urgency during periods of temporary unavailability of the Site, the User may contact the Owner of the site by telephone or by e-mail.  



The legal relationship between the user and the owner of the site with reference to access and use of the site (and related resources) is governed by Swiss material law, excluding the rules of private international law. The parties choose the ordinary Judge at the headquarters of the site owner as the exclusive competent court in the event of a dispute arising or simply connected with the use of the site (and related resources), reserving any mandatory rules that impose a different forum. The owner of the site reserves the right to appeal to the competent Judge at the headquarters, branch or home of the user.


Effective date: 28.03.2020

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